Arnold Clark Kirkcaldy MINI.

Terms and Conditions:

¹1.9% APR Terms and Conditions:

Arnold Clark Automobiles Limited trading as Arnold Clark Kirkcaldy is a credit broker not a lender.

1.9% APR representative available on new MINI Cooper petrol models ordered between 01 October 2026 and 04 January 2027 and delivered by 31 March 2027 (subject to availability) at participating MINI Retailers. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Arnold Clark introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. Arnold Clark cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement.

²£300 MINI Customer Loyalty Offer Terms and Conditions:

£300 MINI Customer Loyalty Offer available to existing MINI, BMW and Classic Mini customers on new MINI models ordered from 1 October and delivered by 31 March 2026. Proof of existing ownership via a V5 document registered at the same household address is required. Retail customers only.